Sole or main residence

It is unlikely that you will qualify for the Single Person Discount (SPD) if:

  • you have more than one property and
  • your sole or main home is elsewhere

Properties that are empty between tenancies, are unlikely to qualify for a discount.

If you have more than one home, we will need to be clear about where your main residence is. Therefore we need to know the following: 

  • Where does your family live? 
  • Where do your children go to school?  
  • Where are most of your possessions kept? 
  • Do you normally rent out this property? If so, is this is a period in between tenancies? You will not get  a single person discount unless you can prove that you moved to this address after the tenant(s) left. This may be removal receipts, notifications to your insurance company and/or mortgage company. 
  • Where are you registered for your GP and / or dentist?
  • What security of tenure do you hold in this property? (do you own or rent it?)
  • How much time do you spend at this property on average in a week?
  • Where are you registered to vote?  
  • Is this property your main home for the purpose of your buildings and contents home insurance? 
  • Do you have a buy to let mortgage?

If after considering the above, you still feel that you are the only adult resident at the address and that it is your sole or main residence, please continue with your application.

If your answers to the above indicate that your sole or main residence is elsewhere, then it is unlikely that you will be entitled to the discount.

If you are working abroad your home address is still be considered your sole/main residence if you intend to return.